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Frequently Asked Questions


 


What are your Hours?  
     
My usual hours of service are from 9:00 a.m. to 9:00 p.m., Monday through Saturday, unless otherwise engaged. 
     I will consider inspections, signings, or closings earlier or later than my usual hours if I already have a positive business relationship with your firm - or under special circumstances. I will also consider same-day or last-minute assignments, always depending on prior commitments. 
Please join me in respecting the Sabbath by taking Sunday off from work.
 


How much do you charge?
    For basic Notary Public services (you come to me), I charge $3.00 per document notarized.
    For Traveling Notary services (I come to you), my fees are: $30.00 trip fee, which includes notarizing from 1 to 5 documents; and $3.00 per document notarized after the first five (5) documents. So, if you have 1 document to be notarized and you request that I come to your location, my fee is $30.00.
    For Notary Signing Agent or additional Notary-related services or Field Inspections, please call me so we can discuss my fee, as it is based on several factors, including scope of work and location.

   
What is a Notary Public?

        In Tennessee, a Notary Public is a public officer elected by the county legislature and then commissioned by the Governor to act as an  impartial witness in taking acknowledgments, administering oaths and affirmations, and performing other acts authorized by state law. Notaries serve the public by certifying that certain events did take place -- the person who signed the document did acknowledge signing it, or they did swear that the statements made in the document are true -- as well as verifying that proper identification of the signer was presented.  

    The most frequent official acts a notary public is requested to perform are  the taking of affidavits and  acknowledgments. An affidavit is a sworn statement made by a person called an affiant. The affiant makes oath before a notary public that the facts contained in the affidavit are true.   An acknowledgment, as its name implies, is a declaration by a person who has executed or signed a deed or other document, that he or she hasin fact executed such document.

What is a "Traveling Notary Public" or "Mobile Notary"?

            A Traveling Notary Public or Mobile Notary is a Notary who goes to where the signer is, rather than requiring the signer to come to them.  As a Traveling Notary Public, I come to your home, office, or other location at your convenience, giving you the advantage of flexible scheduling - evenings and weekends, as well as regular business hours.

What is a Notary Signing Agent?

        A Notary Signing Agent is a Notary Public who has special expertise to conduct loan signings. The Signing Agent is hired as an independent contractor by a title, mortgage, or escrow company, a lender, or a signing service to ensure that the loan signing process is properly completed.

    The Signing Agent receives the documents from his or her client, takes them to the borrowers, assists the borrower with signing, notarizes certain documents, and quickly returns the loan package for processing ("closing").

    In the past, whenever a lender did not have an office near the location where the loan signing was to take place, they would contract with title companies or attorneys, which was expensive and often inconvenient for the borrowers. Now, innovations in technology, stiff competition in the lending market, a corporate trend toward out-sourcing, and the increasingly-busy lives of consumers have led lenders to hire Notary Signing Agents. People buying homes (or refinancing) can now enjoy the benefits of Notary Signing Agents coming to them, at their convenience, which saves them time and money on their loan process.

  
 
   As required by Tennessee Code Annotated, 
   Title 8, Chapter 16, I hereby provide the 
   following NOTICE: 

  "I AM NOT AN ATTORNEY LICENSED TO
 
  PRACTISE LAW IN THE STATE OF TENNESSEE,  
   AND I MAY NOT GIVE LEGAL ADVICE OR 
ACCEPT  
   FEES FOR LEGAL ADVICE." 
 

Please consult an attorney if you have legal questions or need a professional opinion as to the meaning or importance of any contract, agreement, note, deed or other document. 

 


 

This page was created on Friday, February 27, 2004.
Last updated on Friday, August 7, 2009. 



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 Notary Memphis, Tim Gatewood, 3125 South Mendenhall Road, PMB 353, Memphis TN 38115  901-375-1091